Terms of Service
These Terms of Service (“Terms”) govern your access to and use of the Stem Cell Gurus community and related website and services (the “Service”), operated by [LEGAL ENTITY NAME] (“Regen Portal,” “we,” “us,” or “our”). By applying for, accessing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
Stem Cell Gurus is a private, educational, peer community for professionals interested in regenerative medicine. The Service includes access to a community platform, live and recorded sessions, discussions, and educational resources. The Service is provided for general education, professional development, and peer discussion only.
2. Eligibility and Application
You must be at least 18 years old to use the Service. Membership requires an application, and we may approve or decline any application, and revoke access, at our discretion. You agree that the information you provide is accurate and that you will keep it current. Approval to join is not a verification, endorsement, certification, or guarantee of any member, and membership does not constitute any professional credential.
3. Accounts and Access
The community is hosted on a third-party platform ([e.g., Skool]). You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Accounts are for a single individual and may not be shared, resold, or transferred.
4. Membership, Billing, and Renewal
Membership is a recurring paid subscription of [$47] per month (plus any applicable taxes). By subscribing, you authorize us and our payment provider to charge your payment method on a recurring basis. Your subscription automatically renews each billing period until you cancel. We may change pricing or features on reasonable notice; continued use after a change means you accept it.
5. Cancellation and Refunds
You may cancel at any time through [describe cancellation method]. When you cancel, your membership remains active through the end of the current paid period, and it does not renew after that. [State your refund policy here. Example: Except where required by law, payments are non-refundable, including for partial billing periods.]
6. Community Rules and Acceptable Use
The community works only when members participate in good faith. By joining, you agree that you will not:
- Pitch, sell, solicit, or recruit other members, or post spam or promotional content.
- Harass, demean, or attack other members, or engage in posturing or bad-faith conduct.
- Share, record, republish, or resell community content or other members’ information outside the community.
- Post unlawful, infringing, false, or misleading content.
- Submit patient-identifiable information or other protected health information.
- Use the Service to violate any law or any third party’s rights.
We may remove content, and suspend or terminate access, for any violation of these Terms or for conduct we determine is harmful to the community, without refund. Decisions about membership and conduct are at our discretion.
7. Important Disclaimers
Educational purposes only. All content, discussions, sessions, and materials in the Service are provided for general educational and informational purposes only. They do not constitute medical, clinical, legal, regulatory, tax, or financial advice.
No professional relationship. Participation does not create a doctor-patient, attorney-client, or other professional-client relationship. Any session that touches on legal or compliance topics is general education only and is not legal advice for your situation.
No endorsement or guarantee. We do not endorse, certify, or guarantee any member, their practices, products, or outcomes, and we make no representations or claims regarding the safety or efficacy of any treatment, product, or therapy discussed.
Your responsibility. You are solely responsible for your own clinical, business, and compliance decisions, and for complying with all laws and regulations that apply to you, including FDA, FTC, state, and HIPAA requirements. You should consult your own qualified professionals before acting on anything discussed in the Service. Individual results, including business results, vary, and nothing here is a guarantee of any outcome.
8. Intellectual Property
We and our licensors own the Service and its content, including text, materials, recordings, and branding. We grant you a limited, personal, non-transferable, non-exclusive license to access and use the content for your own professional learning while your membership is active. You may not copy, distribute, record, publicly share, or resell the content.
9. Your Content
You retain ownership of content you post. By posting, you grant us a worldwide, non-exclusive, royalty-free license to host, display, and use your content for the purpose of operating and promoting the Service. You represent that you have the rights to the content you post and that it does not violate these Terms or any law.
10. Third-Party Services
The Service depends on third-party platforms and providers, including our community platform and payment processor, which are governed by their own terms and policies. We are not responsible for third-party services.
11. Disclaimer of Warranties
The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.
12. Limitation of Liability
To the fullest extent permitted by law, Regen Portal and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid us in the [twelve (12) months] before the claim arose.
13. Indemnification
You agree to indemnify and hold harmless Regen Portal and its owners, employees, and partners from any claims, losses, and expenses, including reasonable attorneys’ fees, arising from your use of the Service, your content, or your violation of these Terms or any law.
14. Governing Law and Disputes
These Terms are governed by the laws of [STATE], without regard to conflict-of-laws rules. [Specify your dispute-resolution process, for example venue, or binding arbitration and any class-action waiver, and have counsel confirm enforceability in your jurisdiction.]
15. Changes and Termination
We may update these Terms from time to time by posting the revised version with a new effective date; continued use means you accept the changes. We may suspend or terminate the Service, or your access, at any time, including for violations of these Terms.
16. Contact
Questions about these Terms can be sent to support@regenportal.com, or by mail to [LEGAL ENTITY NAME, MAILING ADDRESS].